Not always. Rates depend on documentation, credit, and equity. Many self-employed borrowers still qualify for competitive rates.
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Are self-employed mortgage rates higher?
What is an alternative lender?
An alternative lender is a financial institution outside of major banks that offers more flexible approval guidelines.
Can I refinance my home with low credit?
Yes. Refinancing options may be available through alternative or private lenders if you have sufficient equity.
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