After searching through pages and pages of MLS listings, walking through numerous open houses and attending multiple home viewing appointments, you finally found a property worth putting in an offer for. It’s a nice feeling when you’ve found a place where you can see yourself cooking meals, watching TV, and decorating for the holidays! Viewings…
If you’re in the market for a new house, there’s a few things that have changed in the last little bit that you should definitely know and understand. The government has issued new policies when applying for a mortgage. To summarize what’s going on, basically the federal government now requires applicants to go through a stress…
Applying for a Mortgage? Unfortunately, it’s not always as easy as signing legal documents, grabbing your bags and moving in. Home-seekers are often faced with a unique set of frustrating and unexpected application issues where it feels like hoop jumping is the only way to purchase property. To best prepare you, here are some common…
It doesn’t matter if you’re a first-time buyer or if this is your 5th property, real estate is an investment and should always be treated as such. How do we mean? Well, for starters, keeping up with regular property maintenance like seasonal roof inspections and regular smoke detector check-ups are good places to start. However,…
Homeowners who have seen a significant increase in their properties’ value are getting a break from the government when it comes to paying their taxes this year. The government of B.C. announced yesterday that it has increased the homeowner grant threshold from $1.2 million to $1.6 million, which represents a 33 percent increase over last…
If you’ve been shopping for a Kelowna mortgage recently, you may have noticed that mortgage rates can be all over the map. Well, that’s because you are not comparing apples to apples anymore. Thanks to Canada’s 2016 changes to mortgage rules, the mortgage pricing matrix is much more complicated, and quick online mortgage quotes are…
Oh, the times they are a-changing! When it comes to mortgage financing, there has been a whirlwind of activity lately, completely altering what you thought you knew. In Canada, much of the financial market has been skewed and in jeopardy in recent history, with the real estate industry in a particular state of flux. These…
Many homebuyers in the Okanagan do not know whether to call a bank or a Kelowna mortgage broker when starting their mortgage shopping. Many homebuyers or homeowners believe, mistakenly it turns out; they will find a better deal at a bank. In fact, the opposite is usually true. 6 Services a Mortgage Broker Provides That…
In this day and age, who doesn’t want to get the best deal possible and pay the lowest interest rate available? This is particularly true when it comes to a major investment such as a mortgage, where paying just one or two percentage points more interest can add up to a lot of money over…
Lennie Rampone and Aaron Marsh are long-time residents of the Okanagan. They’re fathers, coaches, and community ambassadors. It is a priority for them to take initiatives to help GIVE BACK to the community they have grown to love. This includes food drives for The Kelowna Food Bank, winter coat drives for those in need, and…
