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  • Renewing Your Mortgage 101

    Renewing Your Mortgage 101

    Renewing your mortgage can often be a seemingly elusive event that even the most experienced borrowers tend to mess up. The banking system, at large, is designed to maximize profits and a borrower’s ignorance can certainly facilitate this. Routinely, the renewal options presented may, or may not, be deliberately plausible. As a result, it’s crucial…

  • 4 Powerful Reasons You Need A Mortgage Broker On Your Side

    4 Powerful Reasons You Need A Mortgage Broker On Your Side

    If you’re considering making a move to a new home this year, get your hunt started on the right foot with the help of Rampone-Marsh Mortgages. We have the expertise to help you find the best mortgage available and can create a plan for your future needs. Let us show you the top four reasons…

  • Getting a Mortgage After Separation and Divorce

    Getting a Mortgage After Separation and Divorce

    Separation or divorce can be devastating emotionally and financially. It’s not an overly enjoyable topic to write about; however, it’s a harsh reality for some and there are a few things to be aware of when it comes to mortgage financing. Separation Agreement The most important thing to do if you’re going through a separation…

  • Choose the right Mortgage for you!

    Choose the right Mortgage for you!

    The days of simply quoting rates are over my Friends… Mortgage Rates. That phrase seems to be a common trend these days. Everyone is always talking about who has the best rate. What if I told you that rates only represent a fraction of the picture, and not even a big one at that. Yes,…

  • 12 Things To Do In The Okanagan Valley This Summer!

    12 Things To Do In The Okanagan Valley This Summer!

    Summer is finally here! How do you plan to make the most out of your summer and make great memories? With consumer debt a growing concern for Canadians, many families in the Okanagan are choosing the ‘stay-cation’ option rather than a costly vacation away in order to save money. If a ‘stay-cation’ is part of…

  • The BC Home Partnership Program: What You Need To Know

    The BC Home Partnership Program: What You Need To Know

    There is no question that buying a home is one of the most important decisions you can make with your money. Given the importance of this purchase, it’s always a good idea to find the best possible deal for your purchase. The BC home partnership program gives first-time buyers some great benefits. In this article,…

  • What is a Mortgage Broker anyway?

    We have all heard of them but most of us have little to no idea what a Mortgage Broker actually does. Watch this video and find out how Rampone-Marsh can help! We can literally save you thousands of dollars and do it for FREE! Just pick up the phone and call us today… we’re never…

  • Do’s & Don’ts to Remember when Buying a Home

    Purchasing a house is a huge investment that requires careful consideration. To help get you started, we’ve outlined some simple do’s and don’ts to remember so you can spend less time feeling overwhelmed and more time making confident real estate decisions! Do: Get pre-approved When deciding to invest in property, it’s important to be pre-approved…

  • Applying for a mortgage? What first-time homebuyers should know

    Wouldn’t it be nice if we could just roll into a brand new home, put an offer on the house, sign the paperwork and call it a day? If only it were so easy! However, applying for a Kelowna mortgage doesn’t have to be hard when you plan for it ahead of time. If you’re…

  • How to Save for your Down Payment

    As a first-time home buyer, the down-payment required is minimum 5% which means it’s time to start saving up cash! However, purchasing a home tends to come with plenty of additional costs like furniture and insurance, which is why we recommend saving up even more than your minimum required amount. If you’re ready to start…

  • Making an Offer on a Home

    After searching through pages and pages of MLS listings, walking through numerous open houses and attending multiple home viewing appointments, you finally found a property worth putting in an offer for. It’s a nice feeling when you’ve found a place where you can see yourself cooking meals, watching TV, and decorating for the holidays! Viewings…

  • New Government Policies and Challenges Applying for a Mortgage

    If you’re in the market for a new house, there’s a few things that have changed in the last little bit that you should definitely know and understand. The government has issued new policies when applying for a mortgage. To summarize what’s going on, basically the federal government now requires applicants to go through a stress…