We’re Here to Help You Make the Right Decisions
Buying a home in Kelowna or anywhere in British Columbia is exciting, but it can also feel overwhelming. At Rampone-Marsh Mortgages, we want to make sure you feel confident every step of the way. One way to do that is by asking the right questions when working with a mortgage broker. Here are some of the most important ones we recommend to our clients.
1. What Types of Mortgages Do You Offer?
Not all mortgages are created equal. Whether you’re looking for a fixed-rate, variable-rate, or a combination, we explain the options available in Kelowna and help you choose what fits your financial goals.
2. How Much Can I Afford?
Knowing your budget is crucial before you start house hunting. We help you understand how much you can comfortably borrow and what your monthly payments will look like.
3. Are There Any First-Time Buyer Incentives?
The BC government and lending institutions occasionally offer programs and incentives designed to make homeownership more accessible. We guide you through the latest opportunities to ensure you get every benefit you qualify for.
4. What Are Closing Costs and Fees?
Understanding the full picture of what you’ll pay at closing is key. We break down all costs so there are no surprises when you are looking for a mortgage and want to cover your costs fully when finalizing your home purchase.
5. How Can You Help Me Get the Best Rate?
Finding the right mortgage rate can save you thousands. We compare options, negotiate on your behalf, and make sure you’re getting a competitive deal that works for your situation.
Let’s Start the Conversation
At Rampone-Marsh Mortgages, we’re here to answer your questions and guide you through Kelowna’s real estate market with confidence. If you’re ready to put forward an offer on a home or just want to explore your options for when that perfect home comes up for sale, reach out to us—we’re always happy to help.
