The Kelowna real estate market continues to shift, and for many homebuyers, understanding what’s happening can feel challenging. At Rampone-Marsh Mortgages, we believe that informed decisions come from honest, straightforward guidance. That’s why we’re sharing the key trends we’re seeing right now—and how they may impact your next move.
Rising Inventory Means More Opportunities for Buyers
We’re seeing a steady increase in housing inventory across Kelowna, which is giving buyers more choice than they’ve had in recent years. With more listings on the market, you have room to explore options, compare neighbourhoods, and make decisions without feeling pressured. This shift also opens the door for negotiation, allowing you to find a home that fits both your lifestyle and long-term goals.
Mortgage Rates Are Dropping —But Choosing the Right Strategy Matters
While mortgage rates aren’t at the historic lows of the past, they continue to slowly decline. This is creating a window of opportunity for buyers to secure competitive mortgage terms. At Rampone-Marsh Mortgages, we take the time to walk you through fixed vs. variable rates, long-term planning, and lender options so you can see what works best for your purchase, and move forward confidently. Our long-standing relationships with trusted lenders often give our clients access to rates not available through traditional banks.
Affordability Is Still a Challenge—But We’re Here to Help
Kelowna remains one of BC’s most desirable places to live, which keeps home prices higher. But with the large amount of inventory, and the right mortgage strategy, homeownership is still very achievable. We will get to know your financial situation, your goals, and your comfort level so we can recommend a mortgage solution that truly fits. Whether you’re buying your first home, upgrading, or investing, we’re here to guide you through every step.
Let’s Get You Approved With Confidence
If you’re ready to move forward, our team is here to make the process personal, transparent, and stress-free. Have questions? Learn more about our services for Home Buyers, and read our excellent customer reviews. Call us anytime at 1-250-801-8834, or visit our office at 1290 St Paul St. #316, Kelowna, BC.
Get a mortgage application going —try our online form. It’s quick, easy, and backed by a team that puts you first.
