If you’ve been researching mortgages in British Columbia, you may have come across the Mortgage Services Act (MSA), a new provincial framework set to take effect on October 13, 2026. At Rampone-Marsh Mortgages, we believe it’s important that our clients understand not just what’s changing, but why it matters to you as a homebuyer or homeowner.
Stronger Protection for Homebuyers and Homeowners
The MSA was created with consumers in mind. Its purpose is to raise standards across the mortgage industry in BC, helping ensure borrowers receive clear information, fair treatment, and advice that’s truly in their best interest. For you, that means greater transparency, clearer disclosures, and added confidence when making one of life’s biggest financial decisions.
What This Means When You Work With a Mortgage Broker
Under the new Act, mortgage professionals must meet updated licensing, education, and compliance standards. While much of this happens behind the scenes, the benefit to you is simple: you can feel confident that the guidance you receive comes from qualified professionals – such as our team at Rampone-Marsh Mortgages – who are held to modern regulatory expectations.
Why This Matters in Today’s Market
With rising home prices and fluctuations in interest rates, clear and trustworthy advice matters more than ever when making a large investment. BC’s Mortgage Services Act is intended to provide a more transparent mortgage environment—one where clients can ask questions, understand their options, and move forward with confidence.
Our Commitment to You]
At Rampone-Marsh Mortgages, staying informed is part of how we offer the very best service to our clients. We closely follow regulatory changes like the Mortgage Services Act so we can continue to offer clear, up-to-date guidance—now and in the years ahead. If you’re buying, renewing, or refinancing and want to understand how these changes may affect you, we’re always happy to talk.
Feel free to contact us by visiting the Contact page on our website here or give us a call: 250-801-8834.
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