Kelowna continues to be one of BC’s most desirable places to live and invest. With its growing business community, outdoor lifestyle, and fabulous scenery, real estate here offers long-term value. At Rampone-Marsh Mortgages, we work with many clients who are looking to purchase properties for long-term investment, whether that’s a rental condo, multi-unit property, acreage, vacation home, or commercial business.
Understanding Mortgage Requirements
Financing an investment property is different from buying your primary residence. Lenders often require a larger down payment—typically at least 20%—and may have stricter qualification rules. The brokers at Rampone-Marsh have decades of expertise and we will help you understand these requirements, compare options, and find a mortgage that makes sense for your investment goals.
Maximizing Cash Flow and Equity
The key to a successful investment is balancing costs with rental income and long-term appreciation. We guide you in structuring your mortgage to keep payments manageable while building equity. Many of our clients use rental income to offset mortgage payments, creating a smart path toward financial growth.
Local Insights Make a Difference
Kelowna has many neighborhoods and each offer unique investment opportunities. From downtown condo rentals close to shopping and restaurants, to lakefront vacation homes and retail malls, we can offer insight into how your mortgage rate can vary depending on the property type and your strategy. Our local expertise helps you make decisions with confidence.
Let’s Build Your Portfolio Together
When you meet with us, we will help you put together a financing plan so your investment property will be a valuable asset for years to come. At Rampone-Marsh Mortgages, we believe real estate is one of the strongest long-term investments you can make. Whether you’re just starting or expanding your portfolio, we’ll help you secure financing that supports your goals. Investing in Kelowna property doesn’t have to be complicated—let’s work together to make it happen.
