Your property has untapped potential—and with Kelowna’s updated 2025 bylaws, now is a great time to turn that potential into profit. At Rampone-Marsh Mortgages, we help homeowners finance strategic upgrades that not only add living space but also build lasting equity tailored to your long-term goals.
Need a Mortgage For A Legal Secondary Suite or Carriage House in Kelowna?
New zoning regulations now allow most homeowners to add legal secondary suites or carriage houses in many residential areas. Whether you’re converting a basement or adding a backyard unit, your suite must meet BC Building Code requirements and be registered with the city. These additions can significantly boost your property value—and your monthly income.
Carriage houses (also called laneway homes or garden suites) are fully detached, self-contained dwellings built on the same lot as your main residence. Once approved and registered, they’re an excellent way to expand your property’s function and financial potential.
Rental Options to Fit Your Lifestyle
Short-term rentals are now allowed in both secondary suites and carriage houses in Kelowna—as long as your home is your principal residence and you obtain a valid city business license and provincial registration. Want something simpler? Long-term rentals (90+ days) have fewer requirements and offer consistent, hands-off income.
Mortgage Financing That Supports Your Goals
No matter your reason—income, family space, or future resale—Rampone-Marsh Mortgages can help pave the way to financing your renovation or building project. Our team will always take the time to understand your unique needs and goals. We offer smart lending solutions like HELOCs, refinancing, and purchase-plus-improvements mortgages designed to grow your equity while keeping your financial plan on track.
Let’s Make Your Property Work for You
Your home is more than where you live—it may also be the foundation for your financial freedom. Rampone-Marsh Mortgages has been ranked the “Best Mortgage Broker in Kelowna” for the last 4 years. Learn more about their expertise by contacting Aaron or Lennie or call 250-801-8834 and let’s get started!
