The Big Question for Homeowners in 2025
When it comes to setting up a mortgage, Canadian homeowners always ask us: Should I go fixed or variable? With 2025 rates shifting and financial uncertainty still lingering, choosing the right mortgage can feel overwhelming. That’s where Rampone-Marsh Mortgages steps in—with clarity, care, and experience you can count on.
Your Trusted Mortgage Partner in Kelowna and the Okanagan
Whether you are a first-time buyer or renewing your mortgage, we take the time to understand your life, your goals, and your financial comfort zone. As a trusted Kelowna mortgage broker, we offer compassionate, pressure-free advice and access to dozens of lenders—so you’re not stuck settling for a one-size-fits-all mortgage.
Why Choose a Fixed-Rate Mortgage?
A fixed-rate mortgage offers stability and peace of mind. You’ll lock in your rate and monthly payments for your full term—perfect if you value predictability and want protection from future rate hikes.
When Variable Rates Make Sense
Variable-rate mortgages adjust with the market, and while they come with more risk, they can also lead to big savings if rates go down. We’ll help you decide if the potential reward fits your financial personality.
How We Help You Choose Confidently
We don’t just crunch numbers—we listen. We will assess your income, long-term plans, risk tolerance, and lifestyle to guide you toward the mortgage that truly fits. Our team advocates for you every step of the way, making sure you feel supported and secure in your decision.
Let’s Find Your Perfect Mortgage Fit
We understand that no two homeowners are the same, which is why every mortgage strategy we create is personalized to your unique goals and circumstances.
Contact Rampone-Marsh Mortgages today and we will help you take the guesswork out of choosing fixed or variable—so you can move forward with confidence and peace of mind.
