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Rampone-Marsh Mortgages | Kelowna Mortgage Brokers

Mortgage Brokers in Kelowna, BC

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Getting a mortgage has never been so simple!
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Top 3 Mortgage Brokers in Kelowna 2022 Award from Three Best Rated

Welcome to Mortgage Solutions You Can Trust

Welcome to Rampone-Marsh Mortgages—where trust, transparency, and personalized service come first. We believe getting a mortgage should feel personal, not transactional. Proudly serving clients in Kelowna and throughout BC and Alberta, our team takes the time to understand your unique goals and financial situation—whether you’re buying your first home, refinancing, or investing. We offer clear, honest guidance every step of the way, so you can make confident, informed decisions. What sets us apart is our down-to-earth, client-first approach and long-standing relationships with trusted lenders. At Rampone-Marsh Mortgages, you’re more than a number—you’re our priority. Let’s find the right mortgage solution for you.

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Getting a mortgage doesn’t have to be complicated!

The team of Kelowna mortgage brokers at Rampone-Marsh would love to help take the stress out of finding your mortgage.

They’ve facilitated funding for over 500 million dollars of mortgages in their combined 20 years in the real estate finance industry. Among the most experienced and recognized names in the country, Rampone-Marsh Mortgages is the mortgage broker Kelowna trusts for its lending needs.

Unsure of where to look? Since Rampone-Marsh has access to over 50 lenders, they’ll do the shopping to find all the best mortgage rates and options for you.

Getting started is easy. Contact us today and put our mortgage experience and expertise to work for you.

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At Rampone-Marsh Mortgages, we know that clarity and trust truly matter when making important financial decisions. Our professional team provides transparent advice – personalized to your unique mortgage needs. Thats why we have answered some of the most common mortgage questions here – so you can feel confident, informed, and supported every step of the way.

Applying for a mortgage shouldn’t be hard or confusing, let’s break this down and make it simple for you!

Why should I get a pre-approved mortgage?

There are several benefits to getting a Pre-Approval before you start searching for your next home.

  • Your mortgage rate will be secured for 120 days. Even if rates go up, yours won’t.
  • You’ll know what you can afford, helping to narrow down the search process.
  • Pre-approval will make you look like a more serious buyer, helping you find a good realtor and can give you negotiating power with the home seller.
  • A mortgage pre-approval will make the final closing faster since you already have most of the work completed.
What makes Rampone-Marsh Mortgages different from other mortgage brokers?

The brokers at Rampone-Marsh Mortgages provide a higher level of service and see value in knowing our clients. We take the time to present you in the best way to the lenders. We are reliable and have a long history of providing great consistent services to our clients. We are your mortgage advisors. We provide the lowest rates that we can find for all of our clients. Roughly 90% of our business is generated because people who have used our services tell others to use our services. We are locally owned, and connected to large national partners.

What Is Bridge Financing?

Bridge financing is a short-term loan that helps you “bridge the gap” between selling your current home and buying a new one. It gives you access to the equity in your existing property before it’s officially sold, allowing you to secure your new home without delay. Bridge loans are especially helpful in BC’s fast-moving real estate market. Our expert mortgage brokers will walk you through your options, explain terms clearly, and connect you with lenders who offer competitive rates and flexible terms.

Can you arrange for a Jumbo Mortgage for me?

Thinking about buying a home over $1 million in British Columbia? You may need a jumbo mortgage—and that’s where Rampone-Marsh Mortgages can help. A jumbo loan is used when the home purchase price exceeds the amount eligible for CMHC-insured financing. Our team will work with our wide network of lenders—including major banks, credit unions, and private lenders—to help you find the most competitive jumbo mortgage rates.

When is the right time for a first home buyer mortgage?

With rents going up and ever-changing mortgage regulations—from stress tests to minimum down payments – you need professional advice. We’ll create a step-by-step plan to help you decide.

My bank declined me. Can I still get a mortgage?

It’s possible. After we analyze your own situation we’ll discuss what possibilities are available to you. However, lenders that deal with non-standard credit usually charge a higher rate than normal bank approved credit.

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Lennie Rampone and Aaron Marsh know mortgages inside and out…no question! Together, they have over 20 years of experience in Real Estate financing and have facilitated the funding of over 500 Million dollars in mortgage volume over the span of their careers. There isn’t a mortgage situation that they have not encountered. This makes their mortgage broker team one of the most trusted and experienced in the country.

In partnership with VERICO COMPASS MORTGAGE GROUP, one of Canada’s largest mortgage networks, Rampone-Marsh Mortgages have access to over 50 Mortgage Lenders. They offer you CHOICE and get the Lenders competing for YOUR mortgage business! Lennie and Aaron are EXPERTS in all areas of Real Estate financing and thrive on finding SOLUTIONS for their clients.

Aaron Marsh, BBA

Aaron was born in Inuvik, NWT and moved to Kelowna with his parents when he was 6 years old. Aaron has been in the finance industry for over a decade and holds his Bachelor of Business Administration degree. He’s been an independent Mortgage Broker since 2008 and is a Senior Mortgage Broker of Rampone-Marsh Mortgages. Aaron is an expert at taking care of financial details and providing his customers with unparalleled mortgage service. Aaron and his wife Lisa live in the Kelowna area and have 2 children.

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Lennie Rampone, BBA

Lennie is a 3rd generation born and raised in Kelowna. After Completing a Business Degree while on a hockey scholarship at St. Norbert College in Wisconsin his banking career started at Alberta Treasury Branch. After a couple of years he quickly uncovered his passion for Real Estate lending and has been a licensed Mortgage Broker since 2006. Having started his lending career at one of Canada’s top three brokerages in Calgary, Lennie is now happy to be back in Kelowna with his wife Katie and their two kids. Lennie’s goal is to make sure his clients are in the best suited mortgage for their needs.

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Chase Witala, Mortgage Broker

From professional hockey to mortgage professional, Chase is bringing his dedication to support the clients of Rampone-Marsh. Working alongside Aaron and Lennie, he is ensuring that clients are taken care of from application to approval!

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Michelle Sheibel, Senior Mortgage Broker

Michelle was raised in Kelowna, and is well known in the local community. She went to school for finance in Victoria and has been working in the finance industry since 2008 approving clients for mortgages. She is married with two kids and is an active member of the Kelowna Dirtbike Club and the Treasurer of her children’s school PAC. Michelle is a driven entrepreneur and considers herself so lucky to live, work, and raise her family in the Okanagan!

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Harjinder Bangar, Mortgage Broker

Harjinder has 10 years of experience in the banking sector in India, specializing in sanctioning residential and commercial loans. Her deep understanding of the financial industry, combined with her commitment to excellent customer service, helps her guide her clients through the mortgage process with confidence and ease. She is passionate about helping clients achieve their homeownership and financial goals. In her free time, she enjoys spending time with family in the Okanagan and embracing Canadian culture.

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Rampone-Marsh are proud members of the Kelowna Community. Aaron and Lennie can be found coaching their kids hockey teams, leading fundraising initiatives for the Kelowna Gospel Mission or other programs like “Coats for Kelowna” where they collect coats every November for those in need.

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Kelowna Mortgage Brokers Aaron and Lenny
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